10 steps to your dream home
At Berkeley DeVeer we do all we can to take any stress from your home buying experience. For instance, our Sales Team can put you in touch with recommended Solicitors, New Build Mortgage Specialists and any other professionals you might need. Furthermore, our Sales Consultants will also be on hand to help you through every step of the buying process.
The first step towards buying a new home is to calculate how much you can borrow. You’ll also need to have a deposit in place to get a mortgage agreed in principle. At this point you’re not tied into anything, and you can still choose a different mortgage provider if you wish.
Once you’ve found your dream Berkeley DeVeer home, our Sales Team will help you complete the reservation paperwork. You’ll also need to pay your £500 reservation deposit that will secure your new home.
The next step is to appoint a Solicitor who will take care of all the legal aspects of your home buying process. If you don’t already have one, our Sales Team can put you in touch with a choice of recommended Solicitors that are familiar with our process and can offer you a preferential rate.
Next, you’ll need to make a formal application for a mortgage, should you need one. Our Sales Consultants can put you in touch with our trusted Mortgage Specialist, Gledhills. Independent from Berkeley DeVeer, they specialise in the new build market and can handle the entire process right through to completion.
You may already have a vision of how you’d like your new home to look. And now you can make that vision a reality with The Gallery – our new luxury inspiration centre. Here, you can choose from a wide range of beautiful extras you’d like to add to give your home that extra special finish.
Your mortgage lender will want confirmation the home you’re buying is worth what you’re paying for it. So they’ll organise a valuation for an agreed fee. It’s nothing to worry about, the survey simply checks the condition of your new home.
This stage is called conveyancing and is taken care of by your Solicitor. They will check there are no legal obstacles in the way like local plans that may effect the value of the property. They will then prepare to formally transfer the ownership from us to you.
Once all the conveyancing is complete, your Solicitor will exchange contracts with us. This is when you pay your deposit and commit to buying your new home.
This is when things become really exciting. Because we’ll invite you to your New Home Tour, where we’ll take you round your new home and show you where things are and how everything works.
It’s the moment you’ve been waiting for. Once the balance of the purchase price has been received by Berkeley DeVeer, we can legally complete the sale. This is when you receive your keys and the handover team will welcome you to your new home.
There are many mortgage products on the market, finding the most suitable option can be difficult. We recommend using Gledhills Mortgage Advisors who are independent from Berkeley DeVeer, they specialise in the new build market and can provide guidance through this process. They are regulated by the Financial Conduct Authority and often have access to exclusive mortgage products.
Access to specialised new build mortgage advice from qualified advisers Strong relationship with Berkeley DeVeer team Personal and convenient appointments made over the telephone or face-to-face. Specialists in advice for Help to Buy Access to exclusive mortgage products not available on the high street Handle the entire mortgage process through to completion